Question:

    HOW DO I ORDER A PRELIMINARY TITLE REPORT? (Also known as a PR.)

Answer:

    There are three simple methods:

        1. You can call us on the telephone at any one of our offices, click here to view our contact information.  Our helpful receptionists will ask you a series of questions and immediately place your order with our title department.

        2. Since you are already on our web site, simply return to the home page and click on the button titled "Order Title Report."  Or just click here to transfer to that page.

        3. The final option is to stop by one of our offices and place the order in person.

Question:

    HOW MUCH DOES A TITLE INSURANCE POLICY COST?

Answer:

    The premium for title insurance is based on the dollar amount of the transaction.  In a buy/sell transaction, if an owner policy and a lenders policy are issued at the same time, there is a substantial savings.  Please contact us either by phone or email for a quote specific to your needs.

Question:

    HOW DO I SCHEDULE A CLOSING?

Answer:

    Call the applicable office and tell the receptionist that you would like to schedule a closing.  They will connect you with our Closing Department who will then schedule an appointment that meets your needs.

Question:

    HOW DO I ORDER A PROPERTY PROFILE?

Answer:

    As with the Preliminary Title Report, there are three options.

        1. You can call us on the telephone at our office.  Our helpful receptionists will ask you a series of questions and immediately place your order with our title department.

        2. Or, again, since you are already on our web site, simply return to the home page and click on the button titled "Order Property Profile."  Or just click here to transfer to that page.

        3. The final option is to stop by one of our offices and place the order in person.

Question:

    HOW SOON AFTER CLOSING CAN I GET MY MONEY?

Answer:

    Title companies are required to comply with what is known as the "Good Funds" law.  This law outlines specific rules for the disbursement of funds.  While a number of factors are involved, generally speaking in a purchase transaction we are able to disburse funds the next day.  In a refinance situation, we must wait three days to allow for a borrower's right to rescind his/her decision.

Question:

    HOW DO I TRANSFER WATER RIGHTS?

Answer:

    In June of 2000, the laws for transferring water rights changed.  The state of Utah mandated that only title companies, lawyers, or registered engineers/surveyors may prepare the necessary documents to transfer water rights.  Depending upon circumstances, the transfer process can be fairly simple or very complex.  We recommend that you contact us for specific information.

Question:

    I CAN'T SEEM TO UNDERSTAND THIS LEGAL DESCRIPTION, WHY IS IT SO CONFUSING?

Answer:

    There are two types of legal descriptions: "lot and block" and "metes and bounds."  If your property is part of a recorded subdivision, it will be a "lot and block" and will read something like, "Lot 3 of the Golden Harvest Subdivision."  On the original subdivision plat that was filed with the county recorder, the exact dimensions of your lot will be shown.  If your property is a "metes and bounds" description, it will use latitude and longitude as a means of describing where it is located and the perimeter of your property.